PaySmart’s focus is making home flooring affordable and stress‑free. They let customers pay weekly from around £10, with 0 % interest and no credit checks, so people with limited credit history can still upgrade their homes. A dedicated estimator brings samples to your house, measures up and gives a free quote, and if you go ahead, fitters install your new floor within a couple of weeks. The company prides itself on quality products and friendly service, offering durable and stylish carpets, easy‑care vinyl and scratch‑resistant laminate. They’ve stayed committed to good customer service and are authorised and regulated by the Financial Conduct Authority.
Do they remove old carpet or move furniture?
They can do both for an extra charge.
Is fitting included?
They can do both for an extra charge.
Do I need to pay in full before fitting?
No. Once you sign the agreement, you can arrange fitting and your payments will be taken automatically on your chosen date.
Is there a fee for the measuring visit?
No. The home visit and quote are free of charge.
What flooring types can I get?
A wide range of carpets, vinyl and laminate.
Do you cover my area?
They cover much of the North West, Yorkshire, North‑East and Scotland.
Do you do credit checks?
No. They only perform an affordability check.
How much do I need to pay up front?
Deposits start from £50, and PaySmart offers up to £450 in credit.
Can I pay monthly?
Yes. You can choose weekly, fortnightly, 4‑weekly or monthly payments
Interested? Fill in the details below and one of the team will be in touch to book you in!
